Repair Program Qualifications


Applicants of the Habitat for Humanity Capital Region Homeownership Program must meet and follow specific qualification guidelines. Below are the basic requirements for our program. Read on to see if you qualify.

Qualification Requirements

You must:

  • own and reside in the home needing repairs for at least 18 months.
  • own the site upon which the home sits.
  • be current on your mortgage and taxes.
  • have an active homeowners insurance policy.
  • qualify based on income as listed in application.
  • be willing to partner by completing volunteer hours and paperwork.
  • not have any member of your household who appears on a sex offender registry.
Types of Repairs

Exterior repairs that might be considered for the program include:

  • porch or stair repairs
  • siding repairs or replacement
  • windows and doors
  • gutters and downspouts
  • house painting
  • roofs
Repair Costs

Estimates on repairs won’t be provided until each project is assessed and priced by Habitat staff or a subcontractor. You will know and approve project costs before work starts.

Whenever possible, volunteers will do repair work. Volunteer labor helps keep project expenses down, so you pay the cost of materials and for any services that are hired out plus a 25% administrative fee. Some repairs may be covered by grants through partner organizations, but those are applied for on a case-by-case basis.

If you are unable to pay for repairs in full, an affordable, no-interest payment plan will be set up via a partnership agreement and a promissory note.